Cluttons Structured Finance
Cluttons Structured Finance offers impartial specialist funding solutions across the full range of commercial property transactions. Our long experience covers cycles when finance has been readily available, as well as periods when liquidity has been tight. Whatever the underlying market conditions, we commit to using our best endeavours to structure and deliver the most suitable and available terms to our clients. This principle applies whether our clients are seeking capital for construction, development or property investment.
Senior debt
Sourcing senior debt is our core business activity. We have:
- a strong background in project appraisal, financial analysis and the preparation of submissions to credit committees of banks and other institutions
- a wide network of contacts amongst banks and other lenders, providing us with detailed knowledge of borrowing costs and availability, as well as varying collateral and financial covenant requirements
- the ability to manage the funding process from inception through to negotiation of detailed facility terms, documentation and drawdown
- an established record in arranging capital for complex transactions and schemes
We undertake a broad range of activities from restructuring existing borrowings, to obtaining commercial mortgages, bridging, investment and construction finance, and arranging joint ventures in the residential, office, industrial, mixed use, leisure and hotel sectors.
Mezzanine finance and equity
We have a thorough understanding of the market for mezzanine finance and of how it can be used by a developer or investor to enhance return on capital. Such funds can be provided either by the lending bank “stretching” the senior debt, or by a third party supplier. Equity is available from both institutional and private sources to help developers increase the scale of their activities and diversify risk.
Our ability to appraise transactions and to assess the likelihood of being able to raise such funds, and on what terms, can make a substantial contribution to the overall profitability of a project.
Why choose Cluttons Structured Finance?
Finding the most beneficial banking relationship and commercial deal can be problematic and time consuming. There are a large number of banks and other financial providers in the market and key personnel and lending policies change regularly. We monitor the market closely and are well placed to identify the most likely providers for a particular transaction, to negotiate the best terms and to deliver the optimum financial structure.
We operate in the following commercial sectors:
- offices
- shops
- retail parks
- industrial buildings and estates
- residential developments
- mixed-use developments
- construction
- hotels
- pubs and clubs
- leisure parks
- sports clubs and centres
We can arrange facilities for:
- property development companies
- property investment companies
- limited partnerships
- fund managers
- private equity houses
- private individuals
- SIPPS